Nowadays, everyone is shopping online. And the best way to make the most of this experience is a credit card designed for online shopping rewards and discounts. Many of these cards feature attractive cash-back offers and can be used at a variety of online stores as well as brick-and-mortar! We have created our selection of the top 10 online shopping credit cards to make your shopping go safely and smoothly!
Online shopping credit cards are extremely secure, meaning you don’t have to worry about unauthorized users accessing your account or personal data being lost or stolen when making purchases. With their amazing benefits and security measures, an online shopping credit card can be the perfect fit for anyone looking to get the most from their spending every time.
Here are the top 10 online shopping credit cards:
1. Blue Cash Everyday Card from American Express
The Blue Cash Everyday Card from American Express is the most accessible AMEX card out there: It’s one of the few American Express cards with no annual fee. And it’s perfect for people who do a lot of online shopping too.
Cardmembers will receive $200 in cash-back rewards after spending $2,000 within the first six months of account opening. This offer applies to both in-store and online shopping. The Blue Cash Everyday Card from American Express also provides you with a 0% introductory APR on purchases and balance transfers for 15 months. With so many benefits, the Blue Cash Everyday Card from American Express is definitely worth considering if you’re looking for a reliable and rewarding card that can be used for all your online shopping.
2. Discover it Cash Back
Discover it Cash Back is a great way to get the most out of your online spending. With no annual fee and 5% back on eligible purchases, you can earn major savings on things like Amazon purchases. This card also rewards its users through its Cashback Match program at the end of the first year as a cardholder.
3. Chase Freedom Flex
The Chase Freedom Flex is one of the best online shopping credit cards available. You can earn 5% cash back on up to $1,500 of combined purchases in rotating categories. On all other purchases, you’ll automatically earn 1% unlimited cashback. And with Chase Freedom Flex, your cash-back rewards never expire.
So you can use them whenever you’d like. With so many advantages, the Chase Freedom Flex is invaluable for online shoppers.
4. Bank of America Customized Cash Rewards Credit Card
The Bank of America Cash Rewards credit card is an easy-to-use online shopping credit card that gives customers the power to customize their earnings with everyday spending. It’s one of the best online shopping credit cards because it has a category dedicated exclusively to online shopping! With Cash Rewards, you can choose your own 3% cash back category from options including online shopping, dining, travel, and more. Plus, you’ll receive a signup bonus of $200 online cash rewards after you spend at least $1,000 on the account within 90 days. With this flexible and tailored cash rewards structure, customers get more from their everyday purchases.
5. Wells Fargo Active Cash Card
Looking to make online shopping a breeze? The Wells Fargo Active Cash Card is the solution. This online shopping credit card includes online purchase tracking to help you manage your spending. Plus, customers can earn 2% cash rewards with every eligible purchase, including online shopping purchases. With quick and secure online access, convenient account management, and automatic payments, the Wells Fargo Active Cash Card delivers in terms of value and convenience.
6. Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature Card is one of the best online shopping credit cards available. Not only does it provide a 5% back for online purchases at Amazon and Whole Foods Market, but it also rewards 2% back on restaurant, gas station, and drugstore purchases. And you get an additional 3% back when ordering online from any Amazon retailer via Amazonglobalstore.com. On top of all that, there are no annual fees associated with this card, making it a top choice for online shoppers.
7. Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 1.5% cash back on all purchases, including online shopping purchases. The card has no annual fee and no interest charges on balances transferred within 60 days. Plus, there are some amazing additional benefits like travel protection, purchase protection, and access to exclusive online deals. The Chase Freedom Unlimited card is a classic that offers a lot in the way of rewards.
8. U.S. Bank Cash+ Visa Signature Card
The U.S. Bank Cash+ Visa Signature Card is an online shopping credit card designed to maximize your spending power. With up to 5% cash back on two categories of your choice (including online shopping), you can always find a way to make your spending work for you. And you’re not limited to online purchases: you can get 2% cash back on your choice of one everyday category, like supermarkets or department stores, plus 1% cash back on all other purchases. Plus, there are no annual fees with this card, making the Cash+ Visa an even sweeter deal. You’ll enjoy hassle-free online shopping with the security and convenience of the U.S. Bank Cash+ Visa Signature Card.
9. Capital One Venture
Capital One Venture is a points-based credit card that allows you to turn your online shopping habit into travel rewards. With every purchase made, you’re rewarded with points that you can use for travel or cash back rewards. The card has a $95 annual fee and requires a good or excellent credit score for approval.
10. Citi Double Cash Card
With Citi’s Double Cash Card, you’ll earn 2% cash back on all purchases: 1% when you buy and 1% when you pay. This applies to all online shopping purchases. Cardmembers won’t have to deal with annual fees or late payment fees either, which can’t be said for most other online shopping credit cards. If you’re looking for an online shopping card that provides maximum return on your purchases and doesn’t require additional costs, then look no further than the Citi Double Cash Card.
Is it best to use a credit card when shopping online?
Credit cards are the best way to make payments when shopping online. Not only do most major online retailers accept credit cards as forms of payment, but they also offer certain security features to protect you against fraud. And most times, the card companies offer attractive cash back rewards so you end up spending less.
Which online shopping credit card is easiest to get?
It can be difficult to determine which online shopping credit card is the easiest to get because different cards have different requirements. The best credit cards require a good to excellent credit score, which usually means something in the range of 700+. That said, if you have poor credit or no credit, you may want to begin with a secured credit card to start building your credit score.